Naoto has balanced Strength and Magic, being able to multitask between Physical, Light/Dark and Almighty attacks. Naoto has the highest Agility stat out of the whole group. After learning Hama Boost, Mudo Boost, Mahamaon and Mamudoon, she can quickly perform crowd control to reduce the number of enemies on the field. However, as bosses tend to nullify Light and Dark skills, this will limit her options during boss encounters. Her skills are also costly, but this can be greatly remedied by the Chakra Ring which halves her SP costs, making Mind Charged Megidolas a lot more efficient for damage.
Naoto is resistant to Light and Dark, and doesn't have any weaknesses.
If the protagonist maxes out Naoto's Social Link, her PersonaSukuna-Hikona will evolve into Yamato-Takeru. She'll be able to nullify Light and Dark attacks, and resist Fire in the process. Additionally, her Magic and Luck will be slightly lowered, but will earn a bit of Endurance in the process.
Naoto operates primarily as crowd control. Light and Darkness can remove enemies from the field with instakills and barring those, her Physical and Almighty skills can do the same. Keeping Megidola allows her to clear the board more efficiently, as there is a minial power increase with Megidolaon for nearly double the SP cost in vanilla P4.
In Persona 4 Golden, Naoto gains new skills that dramatically alter her battle performance. She innately learns Agidyne and Garudyne, and Bike Skills add Bufudyne and Ziodyne to the mix. Mind Charge is now tied to her Social Link, but progressing her Social Link also adds the potent Invigorate passive line into her moveset, and her best Bike Skill grants her Angelic Grace. On top of her existing Hama/Mudo/Megido skill set she has the ability to hit any weakness, but she doesn't learn any Amps or Boosts that make her as strong as the specialists, and the eight skill limit forces you to give up a useful part of her kit no matter how you build her.
If Naoto's Social Link has been maxed out before winter, the protagonist will be able to talk to them afterwards, evolving her Persona to Yamato Sumeragi. She'll be able to completely repel Light and Dark attacks, and nullify Fire. She'll also be able to learn Shield of Justice, protecting the party from damage once.
Combatant that doubles between pure, clean offense and opportunistic insta-kill spells. In inefficient positions, she has the opportunity to defend herself and her party with shields.
Combatant that doubles between pure, clean offense and opportunistic insta-kill spells. In inefficient positions, she has the opportunity to defend herself and her party with shields.
Magic DPS build that uses Mind Charged spells to exploit weaknesses. When hunting Golden Hand shadows, a Mind Charged Megidolaon can deal major damage to them.
Combatant that doubles between pure, clean offense and opportunistic insta-kill spells. In inefficient positions, she has the opportunity to defend herself and her party with shields.